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Information.
Than the gift credit card is dangerous
Before new year
credit organizations
alongside with bonuses and discounts give clients the gifts, one of the most widespread is credit card. More often happy owners of such gift are borrowers who successfully paid off under first consumer credit and have come for second, and also those who takes credit for travel. First idea which visits person who has received such unexpected gift: and whether it is necessary to me? The second: whether financial costs threaten me after its reception?
To tempt and to not leave
In Volga region regions increasing distribution is received with
plastic credit cards
. For clients it is as much as possible convenient way to start to live on credit, and for banks - effective means of decrease in risks inherent in retail crediting.
Mirror for the borrower
Still one year ago, to receive a credit card, it was necessary to have solid income and to confirm with its lots of information and documents. In 2006 all wonderfully has changed. Bankers have simplified procedure of delivery of credit cards, have lowered requirements to borrowers, to a package of documents, have simplified submission of applications, have ceased to demand officially confirmed "white" salary. So, who now can receive treasured
"credit card"
?
Aimless money
"
Credit cards
- in weights! " - slogan of the majority of retail Russian banks in 2007. The share short the express train-credits which earlier bankers distributed to right and on left, is reduced.
Information.
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